From 7.39% to the High Street: Almost £700 a Month Saved
Old defaults on your file? You might be paying far more than you need to.
How we got it done.
What they wanted
To get off an expensive specialist rate they had taken out because of past credit problems.
Why it was complex
They had two defaults, now satisfied, on file, and the loan was at 90% LTV.
How we structured it
We timed the remortgage so the defaults had aged and been satisfied, then placed them with a mainstream lender on a 2-year tracker with no exit fees.
The outcome
Their monthly payment dropped by almost £700.
“Specialist lenders are a bridge, not a destination. Once your credit has healed, get back to the high street.”Josh Halsey, Founder and Director
Your home may be repossessed if you do not keep up repayments on your mortgage.
Tracker rates can rise as well as fall.
This is a real, anonymised case shared with the client's permission. Every case is different, and outcomes depend on your own circumstances. We don't quote rates or guarantee outcomes.
Chatsworth Mortgage Group Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.
In a similar situation?
Book a free, no-obligation call with Josh and talk it through.
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