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Case study · Protection

Declined for Protection, Then Covered at Standard Rates

Turned down for cover, and another broker couldn't help? It might not be the end of the road.

The story

How we got it done.

01 · The goal

What they wanted

Cover to protect her income and her home.

02 · The challenge

Why it was complex

The case had led to a decline, and it had already been tried elsewhere without success.

03 · The solution

How we structured it

Rather than resubmitting blindly, we went directly to the right underwriter with the full picture.

04 · The result

The outcome

Cover accepted with a single exclusion and otherwise standard rates, with no loading.

Josh Halsey
“A decline isn't always final. Speaking to the right underwriter can make all the difference.”
Josh Halsey, Founder and Director

Every case is different and cover depends on individual circumstances.

This is a real, anonymised case shared with the client's permission. Every case is different, and outcomes depend on your own circumstances. We don't quote rates or guarantee outcomes.

Chatsworth Mortgage Group Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.

In a similar situation?

Book a free, no-obligation call with Josh and talk it through.

Your first chat is free, and there's no obligation.

Tell us what you're planning. We'll tell you honestly what's possible.

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