A £1.8m First Home for a Rising TV Career
How do you buy your first home in London when your income has just taken off, and lenders think it might be a one-off?
How we got it done.
What they wanted
To buy their first home together, in London, at a level that matched where the career was heading.
Why it was complex
TV income is project-based and lumpy. The income had risen sharply as the career took off, and lenders usually average or discount income like that, or treat a big year as a one-off.
How we structured it
We built the case to show the income was sustainable and on an upward trajectory, not a one-off, and placed it with a mainstream lender on a part interest-only, part repayment basis.
The outcome
The keys to their first home, with a mainstream lender at a competitive rate.
“Creative and self-employed income is never one-size-fits-all. It's about telling the lender the full story with the evidence to back it.”Josh Halsey, Founder and Director
Your home may be repossessed if you do not keep up repayments on your mortgage.
Interest-only: the capital is not repaid by monthly payments, so you need a credible repayment plan.
This is a real, anonymised case shared with the client's permission. Every case is different, and outcomes depend on your own circumstances. We don't quote rates or guarantee outcomes.
Chatsworth Mortgage Group Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.
In a similar situation?
Book a free, no-obligation call with Josh and talk it through.
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