Some property and business transactions need funding that doesn’t fit the mould of a standard mortgage. That’s where specialist finance comes in. Bridging loans and commercial loans are designed to provide quick, flexible funding when timing or complexity rules out traditional borrowing. Whether you’re buying at auction, starting a development project, or investing in a business premises, specialist finance can give you the leverage you need.

These solutions are ideal for property developers, landlords, business owners, and anyone involved in time-sensitive or non-standard transactions.

Why You Might Need Specialist Finance

Tailored for Property Development or Refurbishment

If you’re buying a property that needs significant work, many mortgage lenders won’t provide funding until the work is complete. A bridging loan can cover the purchase and renovation, giving you flexibility until you’re ready to refinance or sell.

Support for Business Growth or Investment

Commercial loans help fund the purchase, development, or expansion of business premises. Whether you’re a landlord acquiring office or retail space, or a company buying your own trading premises, these loans are structured to match business cash flow and long-term plans.

For Deals That Don’t Fit the Tick-Box

Not every project fits the high-street mould. Specialist lenders look beyond rigid criteria to support clients with complex income, non-standard properties, or time-critical needs. Ideal for investors, entrepreneurs, and anyone who needs a lender that sees the bigger picture.

How Chatsworth Mortgage Group Can Help

At Chatsworth Mortgage Group, we specialise in regulated bridging finance — typically used for residential purchases where you or a family member will occupy the property. These short-term loans can be complex, so we take the time to explain your options clearly and match you with a suitable lender.

We work with a wide network of regulated lenders who offer competitive rates and flexible terms. Whether you’re buying a new home before selling your old one or refurbishing a property you plan to live in, we know who to approach and how to structure the deal.

If you’re looking for bridging finance for non-owner-occupied properties — such as buy-to-let purchases, developments, or company-owned transactions — or require commercial finance, we’ll refer you to one of our trusted specialist partners who can help with unregulated lending.

We’ll also help plan your exit strategy, whether that means refinancing onto a traditional mortgage, selling the property, or converting it to a let. Whatever your goal, we’ll guide you from start to finish with expert support.

Please note: We only arrange regulated mortgage contracts. Where unregulated or commercial finance is required, we’ll introduce you to a specialist who can assist.

Our team handles all the paperwork, liaises with solicitors, and keeps the process moving quickly — especially critical when time is short. And if bridging finance is just one part of your wider plan, we’ll make sure it fits smoothly alongside your other property or financial goals.

With Chatsworth Mortgage Group, you get access to expert advice, specialist lenders, and tailored support — giving you the funding solution you need, exactly when you need it.